Ancillary Plans

There are things for which we get no help from Medicare.

Dental, vision, and hearing are not covered by Original Medicare, Medicare Supplements, or advantage plans. There are some benefits within most advantage plans, but full coverage has to be purchased separate, either as a rider or a stand alone plan.

Custodial care is another area in which Medicare has nothing for you. There are 2 kinds of custodial care, Short Term Care and Long Term Care.

Short Term Care is defined as coverage care for 12 months or less.

Long Term Care typically has coverage for 3 to 5 years or longer.

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